Not only has Google released a completely new Google Pay app for US users on both iPhone and Android, but the've also minted a new mobile banking service. Called Plex, it provides online bank accounts at one of 11 partner banks and credit unions, with no minimum balance requirements, overdraft charges, or monthly fees. Aside from those, the primary advantage is that Google Pay gets access to your banking transactions, which means you can get AI-powered financial insights if you're comfortable with Google having access to that data. Plex isn't live just yet, but you can sign up for the... more